Reform Archives - Insurance Reform

GARNISHEE ORDERS

September 5, 2022
InsuranceReform
Reform

Conventional wisdom among policyholders is that there is no point in pursuing costs against unmeritorious personal injury claimants of limited means (“impecunious plaintiffs”) because it can be expensive to pursue them with little chance of recovering the costs.

REPORTING INSURANCE FRAUD

January 18, 2022
InsuranceReform
Reform

For policyholders subjected to a personal injury claim they believe to be fraudulent, it often feels like the system is rigged in favour of the claimsters. Solicitors are happy to take cases on a no-win, no-fee basis.

COSTS DIFFERENTIAL ORDERS

December 2, 2021
InsuranceReform
Reform

Court of Appeal decisions on legal fees provide welcome relief for personal injury defendants.

WASTED COSTS ORDERS

November 17, 2021
InsuranceReform
Reform

A recent Circuit Court case involving a Dublin football fan and the GAA has highlighted the issue of unwarranted personal injury claims made where there is no negligence.

Why ‘the uplift’ could derail insurance reforms

While new judicial guidelines on personal injury payments implemented since April 24th do not deliver the 80% reduction in minor injury damages that would have been necessary to bring us…

What Is The Duty Of Care Any Why Does It Need To Be Rebalanced?

“the common duty of care” means a duty to take such care as is reasonable in all the circumstances (having regard to the care which a visitor may reasonably be expected to take for his or her own safety and, if the visitor is on the premises in the company of another person, the extent of the supervision and control the latter person may reasonably be expected to exercise over the visitor's activities) to ensure that a visitor to the premises does not suffer injury or damage by reason of any danger existing thereon.”

Why We Need A Garda Insurance Fraud Unit

The level of fraudulent and exaggerated insurance claims in Ireland has been the subject of much debate in recent times. We have never really bought the insurance industry estimates which…

Why general damages for minor injuries must be dramatically reduced

One of the four reforms we have asked the political parties to endorse is to “Reduce unfair general damages to reflect international norms and the principles already established by the…